Silver Buyer Miami: Coins, Bars, Sterling Flatware & More
Looking for a serious silver buyer Miami sellers actually trust with real bullion knowledge? Advantage Pawn & Loan has been buying silver across South Florida for more than 30 years — three generations of pawnbrokers under one family name. Bring us American Silver Eagles, a junk-silver coffee can your grandfather left you, an Engelhard 100-ounce bar, sterling flatware from a wedding registry, or a Tiffany tea service from a Coral Gables estate. We pay based on the live London silver fix plus a collector premium for the pieces that deserve one — and we beat any written offer.
Walk into either store anytime, no appointment needed, for a free no-obligation appraisal. Hablamos espanol. We treat you like family because, frankly, after 30 years a lot of you are.
What Silver We Buy
Our buyers handle bullion, numismatic silver, sterling holloware, flatware sets, and sterling jewelry. If you have it and it’s silver, we’ll appraise it. If you’re not sure whether it’s sterling or silver-plated, bring it in — we test everything in-store with acid kits, X-ray fluorescence on larger pieces, and decades of hands-on experience.
US Silver Coins (Pre-1965 90% Silver)
- Morgan Silver Dollars (1878 to 1921) — common dates and key dates including 1893-S, 1889-CC, 1879-CC, 1895 proof
- Peace Silver Dollars (1921 to 1935) — including the scarce 1928 and 1934-S
- Walking Liberty Half Dollars (1916 to 1947)
- Franklin Half Dollars (1948 to 1963) and 1964 Kennedy Halves
- Mercury Dimes (1916 to 1945) — keep an eye out for the 1916-D
- Roosevelt 90% Silver Dimes (1946 to 1964)
- Standing Liberty Quarters and Washington 90% Silver Quarters (through 1964)
- 40% Silver Kennedy Halves (1965 to 1970) and 40% Eisenhower silver dollars
- Junk silver bags — pre-1965 90% US coinage by the bag, roll, or face-value mix
Modern Silver Bullion Coins
- American Silver Eagles (1986 to present, 1 oz, .999 fine) — every year, every mint mark, BU rolls, monster boxes
- Canadian Silver Maple Leafs (1 oz, .9999 fine) — including the modern Security Maple
- Mexican Libertads (Onza Libertad, 1, 2, 5 oz) — popular collector coin with strong premiums
- Austrian Silver Philharmonics (1 oz, .999)
- British Britannias and Australian Kangaroos / Kookaburras / Koalas
- Chinese Silver Pandas — strong demand, especially older dates
Silver Bars and Rounds
- Engelhard bars (1 oz, 5 oz, 10 oz, 100 oz) — including the prized older “Prospector” series
- Johnson Matthey 1 oz, 10 oz, 100 oz bars
- A-Mark bars (PAMP-distributed and original A-Mark vintage)
- Sunshine Mint bars and rounds with the MintMark SI security feature
- Royal Canadian Mint, Perth Mint, and PAMP Suisse silver bars
- Generic .999 fine rounds and bars from any reputable refiner
- Vintage poured bars from defunct refineries (Engelhard “E” hallmark, US Assay Office, etc.)
Sterling Flatware and Holloware
- Tiffany & Co. — Audubon, Faneuil, English King, Chrysanthemum patterns
- Reed & Barton — Francis I, Burgundy, Pointed Antique
- Gorham — Chantilly, Buttercup, Strasbourg, Old Master
- Wallace — Grande Baroque, Sir Christopher, Rose Point
- International Silver — Royal Danish, Prelude, Joan of Arc
- Towle, Lunt, Kirk Stieff, Oneida sterling lines
- Vintage tea sets, trays, candelabra, serving pieces — by the piece or the full set
Note: silver-plated flatware (EPNS, IS, “Silverplate”) is not sterling and has no melt value. Sterling will be hallmarked “Sterling,” “.925,” “925,” or carry a maker’s mark backed by sterling content. We’ll tell you which is which on the spot.
Sterling Jewelry
- Sterling rings, bracelets, necklaces, earrings, brooches
- Designer sterling — Tiffany, David Yurman silver, James Avery, Native American sterling and turquoise
- Vintage Mexican sterling (Taxco, hallmarked “Mexico 925” or “TS-“)
- Cufflinks, money clips, sterling watches
“My grandmother left me a Gorham Chantilly service for twelve plus a tea set. I had no idea what to do with any of it — I don’t entertain the way she did. I walked into Miami Gardens on a Saturday morning. They weighed every piece, separated the sterling from a few plated trays I’d assumed were sterling, and paid me on the spot. The number was about 6% over what a competing buyer in Aventura had quoted in writing the week before, exactly like they advertise.” — Margaret K., Pinecrest
How We Price Silver: Spot Plus Collector Premium
Silver pricing comes down to two values that we calculate separately and combine: the underlying melt value at the current London silver fix, and any collector premium for numismatic, design, or maker importance. Most silver is paid primarily on melt. A meaningful minority is paid well above melt.
The Live Spot Price (London Fix)
Silver trades around the world 24 hours a day, but the benchmark “fix” is set by the LBMA twice each business day in London. Every serious silver buyer in Miami works off that number. You can check the live spot price at Kitco or Silver.com before you walk in. We pay close to spot on common bullion — typically within a few percent depending on form, weight, and quantity. Larger lots pay tighter to spot than single coins.
The Collector Premium
Some silver is worth significantly more than its melt content. Examples we see often:
- A common-date 1921 Morgan in circulated grade tracks bullion. An 1893-S in mid-grade can clear $4,000.
- A 1996 Silver Eagle (lowest mintage in the original series) carries a premium over a 2010 Eagle of identical metal content.
- A vintage Engelhard 100 oz “Prospector” bar pays a real premium over a generic 100 oz bar of identical .999 fineness because collectors specifically want Engelhard.
- A complete Wallace Grande Baroque service for twelve, intact, in original chest, is worth more sold as a set than scrapped for melt.
- A 1916-D Mercury dime is worth hundreds in any grade and thousands in higher grades. A 1945 Mercury is worth its silver.
Our buyers know which is which. We grade and price each piece honestly and explain our offer.
Estate Silver and Inherited Collections
A huge share of our silver business is estates — heirs sorting through what a parent or grandparent saved for decades. We approach these patiently. Bring everything: the coffee can, the velvet-lined chest, the loose pieces in a Ziploc. Even items you assume are worthless (war nickels, foreign silver, broken jewelry) often carry value individually or as bulk.
If the estate also includes gold jewelry, gold coins, or diamonds, see our cash for gold page — we handle gold and silver in the same visit, often at our Miami Gardens flagship. For mixed coin collections including gold and silver currency together, our coin buyer page walks through the numismatic side in detail.
Sell, Pawn, or Trade Your Silver
Sell Outright
Maximum cash today. Best for estate liquidations, flatware sets you’ll never use, and bullion you no longer want to store.
Pawn Loan Against Silver
Need short-term cash but want your silver back? We accept silver coins, bullion, and significant sterling pieces as collateral on pawn loans from $5 to $50,000. No credit check, nothing reported to the credit bureaus, your silver stays in our secure vault until you redeem it.
Trade
Want to consolidate junk silver into Silver Eagles, swap sterling toward gold, or trade up into a numismatic key date? We do in-store trades all day, often at a better effective rate than straight cash.
“I had a monster box of 2021 Type 2 Silver Eagles I’d been sitting on, plus a couple of Engelhard 10 oz bars from the 1980s. The vintage Engelhards paid noticeably over generic bar value, which I appreciated — most places lump it all together. The Eagles paid right at the spot premium I’d hoped for. Walked out with cash same day.” — Hector M., Hialeah
Why Choose Advantage as Your Miami Silver Buyer
- 30 years, 3 generations of family-owned silver buying in South Florida
- Free no-obligation appraisal — walk out without selling, the appraisal is yours
- We beat any written offer from any competing buyer, dealer, or refinery
- Same-day cash — no wires, no escrow, no shipping your silver to a stranger
- Collector premium expertise — we don’t lump vintage Engelhards in with generic bars
- Two convenient locations in Miami-Dade and Broward
- Hablamos espanol at both stores
Visit Our Two South Florida Locations
Miami Gardens (Flagship for Silver, Gold, Coins & Jewelry)
Address: 19948 NW 2nd Ave, Miami Gardens, FL 33169
Phone: (305) 651-4653
More on our Miami Gardens pawn shop page.
West Park (Pawn + FFL Gun Store)
Address: 2031 S State Rd 7, Suite A&B, West Park, FL 33023
Phone: (954) 981-0551
Both stores buy silver. Walk in anytime — free no-obligation appraisal, no appointment needed.
Frequently Asked Questions
How do I know what my silver is worth before I come in?
For modern bullion, multiply the troy-ounce weight by the current Kitco silver spot price — that gives you the melt floor. For older coins, sterling flatware, or collector pieces, condition and maker matter enormously and the only honest answer is: bring them in for a free appraisal.
Do you buy silver-plated flatware too?
Generally no. Silver-plated pieces (marked EPNS, “Silverplate,” IS, “A1,” etc.) have a thin silver layer over a base metal and no melt value. We’ll happily check your pieces on the spot and tell you which are sterling and which are plated, free of charge.
What’s the difference between melt value and numismatic value?
Melt value is what the silver is worth as raw metal at the current spot price. Numismatic value is the collector premium for rarity, condition, mintmark, design, or maker. A 1942 Walking Liberty half is mostly melt. A 1916 Walking Liberty is mostly numismatic.
Should I clean my silver coins or flatware before bringing them in?
No. Cleaning silver coins can destroy numismatic value — sometimes cutting it 50% or more. For sterling flatware, light tarnish is fine; aggressive polishing isn’t necessary. Bring everything as-is.
Do you buy slabbed silver coins from PCGS or NGC?
Yes, and we pay strong prices on slabbed material because the grade is independently certified. PCGS and NGC MS-65 and higher Morgans, Peace dollars, Walking Liberties, and modern Eagles in MS-70 all command premiums.
Can I use silver as collateral for a pawn loan?
Yes. Silver bullion, coins, and significant sterling pieces are excellent collateral. Loans from $5 to $50,000 with no credit check. Your silver is stored securely in our vault and returned when you redeem the loan.
Do you buy entire estate silver collections?
Routinely. Whether it’s three coffee cans of junk silver, a service-for-twelve sterling set in original chest, or a safe-deposit box full of bars, we’ll sort it, weigh it, grade it, and price it in front of you.
How much silver do I need to bring in to make it worth your time?
None of it is too small. We’ve appraised single Mercury dimes and we’ve bought 5,000-ounce lots. Walk in with whatever you have. The appraisal is free either way.
Ready for a Free Silver Appraisal?
Bring your silver — coins, bars, flatware, jewelry, even items you’re not sure are silver — to either store. Bring everything you have. The appraisal is always free, always honest, and always no-obligation.
Miami Gardens: 19948 NW 2nd Ave, Miami Gardens, FL 33169 — call (305) 651-4653
West Park: 2031 S State Rd 7, Suite A&B, West Park, FL 33023 — call (954) 981-0551
Free no-obligation appraisal. We beat any written offer. 30 years, 3 generations of family-owned trust, right here in South Florida.